


Total Reward describes the value of everything employees get in return for working for us. At the heart of their Total Reward is cash - their salary and benefit funding plus any bonuses, incentive payments or allowances they may receive.
Discounted shopping vouchers for many major supermarkets and high street retailers are available through RBSelect - these include Sainsburys, Asda, Somerfield, Marks & Spencer, GAP, John Lewis, Dixons and many more.
Lifestyle benefits, often with great tax savings, are available through RBSelect, these include: Childcare Vouchers, Bikes, Holidays - buy or sell, Wine, mobile phones & Telephone Legal Advice.
Health cover benefits are available through RBSelect, these include: Health Care Cash Plan, Private Medical Cover, Dental Insurance & Health Screening.
We offer a range of options to enable employees to save and plan for the future. These include an employer funded flexible Retirement Savings Plan (for eligible employees) and a choice of share ownership plans. Protection benefits available through RBSelect include: Life Cover, Disability Cover, Dependants Pension, Personal Accident Insurance, Critical Illness Insurance & Life Assurance - Spouse/Partner. Please note: Some parts of the Group, principally RBS Insurance and Ulster Bank, have different pension arrangements and these are not mentioned in this section.